Public adjuster or property claims attorney?

A plain-language overview of different professional roles and how to verify credentials independently.

Public adjusters and attorneys have different training, authority, and roles. A public adjuster may assist a policyholder with documenting and presenting a claim where state law permits. An attorney can provide legal advice and representation within their licensed jurisdiction. Neither role is the same as a contractor or the insurer's adjuster.

Ask each professional who they represent, how fees are calculated, what services are included, how conflicts are handled, and whether they are licensed or admitted for the work and location involved. Verify current status through the relevant official state insurance regulator or state bar, not solely through a directory profile or advertisement.

Do not sign an agreement you do not understand. State rules and individual circumstances vary. This overview is educational, not legal advice or a recommendation.

Source references

• NAIC — consumer insurance resources
• USA.gov — insurance information

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Educational information, not legal advice or a coverage determination.